Learn if a marine protection plan such as service contracts or extended warranties can help protect your boat or personal watercraft.

Protecting Your Purchase

There's nothing more enjoyable than a day on the water—unless a mechanical breakdown leaves you ashore. A marine protection plan can make your watercraft repairs easier and more affordable, getting you back on the water where you belong.

Protection plans include core service contracts, accessory packages and other agreements that protect your investment.

  • Core service contracts protect you against the cost of out-of-pocket expenses for most of your engine's mechanical failures.
  • Accessory packages cover mechanical breakdowns affecting your watercraft's accessories, such as air conditioners, depth finders, trolling motors, trailers and more.

Make sure you're protected against the costly repairs of a mechanical breakdown—ask your dealer about purchasing and financing a marine protection plan.

Are You Ready To Decide?

The best time to purchase a protection plan is when you buy your watercraft, so getting to know your options now will prepare you to make a more informed decision. Check through this list to see if a plan can help you, and ask your dealer about which plans can best protect your investment.

I don't want to be caught off guard if my watercraft needs repairs.

Repairs can range from a few hundred to a few thousand dollars, and some engine repairs can cost more than $10,000.* See the details for each protection plan by engine type to view average repair and replacement costs for many common mechanical breakdowns.

The accessories on my watercraft could require costly repairs.

Accessory packages enhance a marine service contract by protecting components other than the engine, such as navigation systems, A/C units, appliances, instrument panels, steering systems, controls and more. Packages are even available to cover your towing trailer.

I plan to own my watercraft a long time.

The longer you own your watercraft the higher the chances it could experience mechanical breakdown. A protection plan can make your watercraft more affordable to own and maintain, extending the value of your initial investment and the life of your watercraft.

I plan to sell my watercraft in several years.

Protecting your watercraft can make it more attractive to potential buyers down the road. Not only can you provide them with the peace of mind that your watercraft has been well cared for, but you can also transfer your service contract to the new owner and help pass the savings on to them.

I want to make sure my plan is secure and will be honored in its entirety.

When selecting a protection plan, you want assurance that the company protecting you will be there when needed. Our dealership offers marine protection plans administered by members of the Protective Life Corporation group of companies. Protective traces its history back over 100 years and has been serving the marine industry for over 30 years. Also, each Protective marine protection plan is backed by an insurance company rated A- or better by A.M. Best**.

*Repair and/or replacement cost estimates based on Protective's internal data in adjusting claims and the most current OEM replacement costs. Costs are calculated in U.S. dollars.
**A.M. Best is an independent rating organization whose insurer financial strength ratings reflect its opinion of a company's financial strength and ability to meet ongoing obligations to policyholders.